2024-BenefitsGuide-V16-Final

Reliance Rewards Benefits Eligibility

ELIGIBLE EMPLOYEES You are eligible to participate in the Reliance Rewards benefits plans if you are an active, full-time employee regularly scheduled to work 30 or more hours per week. If you are a member of a union, please refer to your Collective Bargaining Agreement or ask your local HR representative about benefits eligibility. ELIGIBLE DEPENDENTS Eligible dependents include your spouse, domestic or civil union partner, natural children, stepchildren or legally adopted children, children for whom you are the legal guardian, or children of your domestic or civil union partner. See the dependent verification required documentation section on page 20.

IS YOUR SPOUSE OR CHILD ALSO AN ELIGIBLE EMPLOYEE? Your spouse or child may not be covered as both a Dependent and an Employee.

Electing Your Benefits New employees must enroll themselves and their eligible dependents in Reliance Rewards within the first 30 days of their hire date. Once enrolled, benefits will be effective on the 31st day after hire, unless otherwise specified in a collective bargaining agreement. All employees must make separate elections to enroll or waive participation in Medical, Dental, Vision, and Flexible Spending Accounts (FSA). Your contributions for these benefits are deducted from your paycheck on a pre-tax basis. Reliance Rewards provides basic insurance coverage for Life, Accidental Death and Dismemberment (AD&D) and Short-Term Disability (STD), as well as access to the Employee Assistance Program (EAP) at no cost to employees. You can purchase supplemental Employee Life, Dependent Life, and AD&D, and Supplemental Employee STD. Enrollment is required for the supplemental coverages.

WHEN DO I ENROLL? You must enroll within the first 30 days of your date of hire or Qualifying Life Event. Otherwise, you must wait until the next Annual Enrollment.

Enrolling in Reliance Rewards

BEFORE ENROLLING Review this Benefits Guide to learn about the benefits available under Reliance Rewards. We recommend you log in to www.benefitenroll.com, download, print, and complete your personalized Enrollment Worksheet. If you are making changes to your dependents’ benefits or other information, gather all necessary legal names, birth dates, and Social Security numbers.

ENROLL ONLINE OR BY PHONE

GO ONLINE to www.benefitenroll.com and log in: User ID: First initial, full last name, and the last 4 digits of your SSN (e.g., jdoe1234) Temporary Password: Last 4 digits of your SSN (e.g., 1234)

CALL the Reliance Rewards Call Center 855-RRR-WARD (855-777-9273) Monday through Friday, 8 a.m. to 8 p.m. ET

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