2024-BenefitsGuide-V16-Final

Changing Your Benefits

QUALIFYING LIFE EVENTS Qualifying Life Events allow you to make changes to your benefit elections during the Plan year. The requested change must be consistent with the event. For example, if your spouse/domestic partner and/or dependent children lose coverage under their employer’s medical plan, you can add them to your medical plan. The change in coverage will be effective retroactive to the Qualifying Life Event date, and you must provide proof consistent with the event. In the example above, if your spouse/domestic partner loses coverage under their employer’s medical plan, you would need to provide proof of the loss of coverage as well as eligibility documentation for any newly added dependents.

To make a change to your benefit elections due to a Qualifying Life Event, go to www.benefitenroll.com or call the Reliance Rewards Call Center at 855-777-9273.

ANNUAL ENROLLMENT You can change your benefit elections during Annual Enrollment in the fall each year. Benefit elections are effective for the following plan year, January 1 through December 31. During Annual Enrollment you have the opportunity to: • Make changes to your current benefits • Add or remove dependents or beneficiaries • Enroll in the 2024 Healthcare FSA and/or Dependent Day Care FSA If you are enrolled in the Saver Plan, you may: • Enroll in the Limited Purpose Flexible Spending Account (LPFSA); and/or • Enroll in you Health Savings Account (HSA)— Contribution changes can be made at any time during the plan year

CHANGES TO YOUR BENEFIT ELECTIONS MUST BE MADEWITHIN 30 DAYS OF THE QUALIFYING LIFE EVENT; OTHERWISE, YOUMUSTWAIT UNTIL THE NEXT ANNUAL ENROLLMENT.

EXAMPLES OF QUALIFYING LIFE EVENTS

MARRIAGE, DIVORCE, OR ANNULMENT

SPOUSE OR CHILD GAINS OR LOSES OTHER COVERAGE

BIRTH OR ADOPTION OF A CHILD

For more information on Qualifying Life Events and required Eligibility Documentation, refer to “How Your Qualifying Life Events Affect Your Benefits” on RELIANCEroots (go to “Employee Resources” and click “Reliance Rewards,” then click on “How to Enroll &Make Changes” from the left navigation menu, and click on the “Changing Your Benefits” tab on the right).

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